Can I Afford to Retire?
At 56, Sam faced redundancy and wasn’t sure he could retire. With careful cashflow planning, we showed him he could retire now, clear the mortgage, and simplify his pensions, giving him and Tina peace of mind for the future.
Retirement Planning
Helping you plan ahead and make the most of your retirement income.
From pensions to property, business interests to investments, we’ll build the plan that’s right for you.
We all want to finish working and enjoy a comfortable lifestyle, but achieving the capital and income needed to support your ideal retirement requires careful forward planning and a thorough understanding of often complex legislation and regulation.
At Midland Financial Solutions, our Financial Planners will work closely with you to define your target income, assess and optimise your pensions, investments, property and business interests, and develop a tax-efficient strategy that adapts to legislative changes – continuing to review and refine your plan to help you maximise your retirement income at every stage.
Independent, FCA-regulated advice
Holistic pension & income strategies
Ongoing annual reviews available
Your Personalised Retirement Roadmap
We begin by gaining a clear picture of your circumstances, priorities and financial aims. We take time to really understand what’s important to you and how you want to live in retirement. Together, we’ll define your target retirement income and assess every element – pensions, investments, property, business interests and State Pension entitlement – to show what your existing assets can deliver today and where any shortfall lies.
Next, we’ll guide you through the options for funding your retirement and recommend a strategy for drawing down on your assets in a tax efficient way. Then we’ll keep your plan on track with regular reviews and timely updates on evolving legislation – so you can move towards retirement with confidence.
Friendly and efficient service. Explained everything thoroughly. Advised on all options related to my requirements and also pointed out other information that I wasn’t aware of but may be of benefit to me.
Trusted Trader Review
Contact us today
Start the conversation today and take the first step towards a secure, stress-free retirement.
01332 345370Case studies
Divorce from a Business Partner
Hilary and her husband had agreed to an amical separation. They were both Shareholders of a successful business, however, Hilary’s role was less integral, and her shares would be bought from her as part of their Divorce agreement.
Shareholder Retirement
Jas (age 61) was the second largest Shareholder in a successful business with 20 employees, before selling his shares to retire with his wife Ravinder, who was a year younger.
Registered address: Midland Financial Solutions Ltd, 50 Osmaston Road, Derby DE1 2HU.
Company Number: 6716366
© Midland Financial Solutions 2026Midland Financial Solutions Ltd is authorised and regulated by The Financial Conduct Authority. Midland Financial Solutions Ltd is entered on the FCA register (www.fca.gov.uk) under reference 493195. Unless we notify you in writing to the contrary, we will be treating you as a “Retail Client”. This means that you are afforded the highest level of protection under the regulatory system and should have the right to take any complaint to the Financial Ombudsman Service (FOS) (www.financial-ombudsman.org.uk).
